Group Team

A collaborative approach

Lifetime has been built on a spirit of collaboration. The dictionary definition states it is to work with another person or group in order to achieve. This statement perfectly describes our business ethic. We aim to work with you to ensure you achieve your financial goals.

With ever more complex legislation and products we consider it imperative that you receive specialist advice in your area of need, which is why we have expert advisers in all areas of financial advice, from mortgages and protection through to pensions, investments and estate planning.

Management Team


Paul Merrigan

Group CEO


Ufuk Ozturk

Non Executive Director


Carlos Thibaut

CEO 360 Dot Net Ltd

Management Team

Paul founded Lifetime in 1998 with the objective of becoming the most trusted provider of financial advice. Ensuring that clients receive the best possible advice was the inspiration behind the formation of his award winning software company 360 Dotnet. Paul continues to innovate and believes that you have to earn the right to become a clients’ trusted adviser of choice.


Ufuk originally invested in the Lifetime Group in 2011. His vast experience in building and running multi-billion pound companies has given Lifetime the confidence, support and impetus to continue to grow.


Carlos is the newly appointed CEO of 360 Dot Net Ltd, and has over 30 years’ experience in financial services. Aswell as holding many senior roles in Legal & General, Carlos has been a Board Director of various Legal and General subsidiaries, and a non executive Director of Alliance & Leicester Life Assurance Company. He was the Managing Director of the Lifetime Group prior to moving across to 360 Dotnet in November 2015.


Jim Showler

Operations Director


Jim Austin

Sales Director


Enza Acquisto

Financial Controller


Jim is Operations Director at Lifetime. He is responsible for ensuring that our systems and processes work efficiently. His primary aim is the delivery of a first class service to our clients, and in doing so endorsing the company vision “placing the client at the heart of everything we do.”

Jim has over 35 years of experience in the financial services industry. He has worked for a number of the most respected UK corporations, occupying a variety of senior management positions.


Jim Austin has been involved with Lifetime since the companys’ foundation in 1998. With previous experience with Lloyds Bank and Legal and General he now has over 30 year experience in financial services.

He has absolute belief that joined up financial planning will deliver Lifetimes vision of ‘being the most trusted provider of financial advice’.


Enza joined the Group in 2008, overseeing all aspects of accounting, financial control and taxation. She is a member of the Institute of Chartered Accountants in England and Wales and the Chartered Institute of Taxation. Having spent most of her career in public practice, she boasts a vast and varied knowledge of the accountancy and taxation sector, having worked with a very broad scope of businesses, but specialising in FCA regulated clients.

Support team

Laura Whitby

Finance Manager

Hollie Skeggs

Accounts Assistant

Lyndsay Rowland

Group PA

Emmeline Argenio

Business Standards Manager

Ron McDowell

Business Standards Assistant

Jason Neuman

Marketing Manager

Michaela Knight

Business Standards Assistant

Nicola Gillatt

Training Manager

Ravjit Bains

Business Standards Assistant

Danielle Wesley

Business Standards Assistant

Chloe Fairall

Administration Assistant