Group Team

A collaborative approach

Lifetime has been built on a spirit of collaboration. The dictionary definition states it is to work with another person or group in order to achieve. This statement perfectly describes our business ethic. We aim to work with you to ensure you achieve your financial goals.

With ever more complex legislation and products we consider it imperative that you receive specialist advice in your area of need, which is why we have expert advisers in all areas of financial advice, from mortgages and protection through to pensions, investments and estate planning.

Management Team


Paul Merrigan

Group CEO


Ufuk Ozturk

Non Executive Director


Ozgur Unlu

CEO, 360 Dot Net

Management Team

Paul founded Lifetime in 1998 with the objective of becoming the most trusted provider of financial advice. Ensuring that clients receive the best possible advice was the inspiration behind the formation of his award winning software company 360 Dotnet. Paul continues to innovate and believes that you have to earn the right to become a clients’ trusted adviser of choice.


Ufuk originally invested in the Lifetime Group in 2011. His vast experience in building and running multi-billion pound companies has given Lifetime the confidence, support and impetus to continue to grow.


Ozgur has over 20 years of experience in the technology and finance sectors, having worked for software development companies, and Citigroup.

Started his career as a software engineer, and has held several senior positions in business analysis, project management, directing technology strategy and financial services.

He holds a BSc degree in Computer Science, and an MBA from Bogazici University, a Master’s degree in Finance from London Business School, and also a Fintech Innovation certificate from MIT.


Jim Austin

Sales Director


Enza Acquisto

Finance Director


Jim Austin has been involved with Lifetime since the companys’ foundation in 1998. With previous experience with Lloyds Bank and Legal and General he now has over 30 year experience in financial services.

He has absolute belief that joined up financial planning will deliver Lifetimes vision of ‘being the most trusted provider of financial advice’.


Enza joined the Group in 2008, overseeing all aspects of accounting, financial control and taxation. She is a member of the Institute of Chartered Accountants in England and Wales and the Chartered Institute of Taxation. Having spent most of her career in public practice, she boasts a vast and varied knowledge of the accountancy and taxation sector, having worked with a very broad scope of businesses, but specialising in FCA regulated clients.

Support team

Laura Whitby

Finance Manager

Hollie Skeggs


Nenneh Kamara

Accounts Assistant

Lyndsay Rowland

Group PA

Emmeline Argenio

Business Standards Manager

Nicola Gillatt

Training Manager

Ron McDowell

Business Standards Assistant

Tony Burns

Field Risk Officer

Ravjit Bains

Business Standards Assistant

Graham Sayer

Field Risk Officer

Helen Hobbs

Business Standards Assistant