Rewards

With life and health insurance from Lifetime Rewards it pays to be healthy

Vitality’s comprehensive policy also offers branded discounts and incentives to help and encourage you to be healthy, and even earn rewards and cashback to reduce your premiums. We give you access to some great discounts including:

Weekly cinema tickets at Vue & Cineworld

Cash back every year up to £100

Apple Watch series 2 or Apple Watch Nike+ from £69

Weekly handcrafted drink from Starbucks

50% off selected activity tracking devices

50% off a pair of trainers at Sweatshop

Up to 75% off Champneys Country Spa

Up to 50% off Eurostar Tickets

Up to 40% off return economy flights in the UK or Europe with British Airways

 

Some of these options are only available with Vitality Optimiser or Vitality Plus plans, additional cost will apply.

Active rewards will require you to earn nine Vitality points in a week or to achieve gold vitality status to unlock some rewards e.g. cinema tickets.

4 easy steps to taking out a Vitality policy

  • Choose your cover

    Life cover, Serious Illness Cover, Income Protection,
    Private Medical Insurance.

  • Understand your health

    Free health check before and after your training, as well as discounts on more comprehensive health checks from leading providers.

  • Get rewarded

    Vitality is insurance that rewards you for being healthy,
    that’s why it gives you money off things that are good for you.

  • Get a quote

    Fill in the form below, or contact us
    by phone or email.

    T: 0161 393 8469 | Email us

Get a quote

captcha

Popular Rewards

Weekly cinema
tickets for
getting active

Up to 50% discount
on fitness devices

Reward yourself
with a Starbucks

Protect yourself and get rewarded

Providing protection advice for individuals and businesses while unlocking rewards for individuals living a healthier lifestyle.

Life Assurance

Serious Illness

Income Replacement

Private Healthcare

Life Assurance

Life Assurance is the foundation of any financial planning. The loss of a partner or family member is distressing enough without the worry of being able to cope financially. We will seek to understand the effect the loss of their income could have on your financial security and ability to maintain lifestyle. Utilising either Term Assurance or Whole of Life plans we will recommend the most suitable and help you in the application process. Where appropriate we will utilise trusts to ensure that the proceeds of such plans are paid to the chosen people at the right time.

Contact us

or

View downloads

Serious Illness

Vitality Life Serious Illness covers more conditions than any other insurer. The comprehensive policy will pay you a cash lump sum when you are diagnosed with 1 of 166 conditions. So if something happens to you, it is more likely that you will be able to make a claim and get the help that is right for you.

Contact us

or

View downloads

Income Replacement

The vast majority of us are reliant on our income to pay the bills and maintain lifestyle. We have bills to pay whether they are essentials such as mortgage, food and utilities or the luxuries such as holidays, eating out and gym memberships. However what would happen should the income stop? How long could bills be paid and lifestyle maintained on savings or benefits? These are the questions we seek answers to in order to establish if an income replacement policy would help you mitigate the risk. We have a vast array of policies available to us, ensuring that the most suitable is always recommended.

Contact us

or

View downloads

Private Healthcare

The Vitality Life comprehensive healthcare insurance enables you to avoid the NHS waiting lists and receive fast-track consultations and private treatment for short-term, curable medical problems. Treatment takes place either privately in an NHS hospital or in a private hospital.

Contact us

or

View downloads

Business Protection

Understand Health

Get Rewarded

Client Contact

Business Protection

Business Protection can help client owned businesses continue to trade should a key person or business owner die or become terminally or critically ill. Proceeds from the policy could help ensure that key individuals are replaced, corporate debt is protected and shares from the deceased partner / director’s estate can be purchased.

Typical Business Protection solutions that we offer include:

  • Keyman
  • Director Protection
  • Business Loan
  • Relevant Life

 

Contact us

or

View downloads

Understand Health

We get you started with a health review which creates a personal plan based on your information. We help you to focus on getting healthier and work towards goals such as walking and exercising. By leading a healthy lifestyle means you live longer, have more energy and our cover means more money to spend on the things that matter to you.

Contact us

or

View downloads

Get Rewarded

Vitality’s comprehensive policy also offers branded discounts and incentives to help and encourage you to be healthy, and even earn rewards and cashback to reduce your premiums. We give you access to some great discounts including:

  • Weekly cinema tickets at Vue & Cineworld
  • Cash back every year up to £100
  • Weekly handcrafted drink from Starbucks
  • 50% off selected activity tracking devices
  • 50% off a pair of trainers at Sweatshop
  • Apple Watch series 2 or Apple Watch Nike+ from £69
  • Up to 75% off Champneys Country Spa
  • Up to 50% off Eurostar Tickets
  • Up to 40% off return economy flights in the UK or Europe with British Airways

 

Some of these options are only available with Vitality Optimiser or Vitality Plus plans, additional cost will apply.

Active rewards will require you to earn nine Vitality points in a week or to achieve gold vitality status to unlock some rewards e.g. cinema tickets.

Contact us

or

View downloads

Client Contact

Our clients are at the heart of everything we do. We commit to regularly reviewing your circumstances so that your financial planning remains appropriate. With our holistic and collaborative approach, there is always an expert at hand to help you reach goals.

Contact us

or

View downloads

A collaborative approach

Founded in 2014, the Lifetime Rewards Academy encourages and recruits graduates into the financial services industry. We offer an on-going and extensive training programme which means that our clients are at the heart of everything that we do. We provide a concierge service for the Lifetime Group ensuring that our clients are kept updated, informed and have access to their own unique online portal.

Management Team

Bio

Paul Merrigan

Group CEO

Bio

Lee Ballard

Sales Director

Bio

Andrew Perryman

Development Director

Directors

Paul founded Lifetime in 1998 with the objective of becoming the most trusted provider of financial advice. Ensuring that clients receive the best possible advice was the inspiration behind the formation of his award winning software company 360 Dotnet. Paul continues to innovate and believes that you have to earn the right to become a clients’ trusted adviser of choice.

Lee is the Sales Director of Lifetime Rewards. He has over 20 years’ experience in the delivery of financial advice. Prior to joining the Lifetime Group, Lee held strategic roles with leading companies such as PruProtect and Bupa. He is responsible for both the management and operational growth of Lifetime Rewards.

Lee is an advocate of the Vitality programme, which delivers comprehensive cover and rewards clients for leading a healthy lifetstyle.

Directors

Lee is the Sales Director of Lifetime Rewards. He has over 20 years’ experience in the delivery of financial advice. Prior to joining the Lifetime Group, Lee held strategic roles with leading companies such as PruProtect and Bupa. He is responsible for both the management and operational growth of Lifetime Rewards.

Lee is an advocate of the Vitality programme, which delivers comprehensive cover and rewards clients for leading a healthy lifetstyle.

Advisers & Support

Arash Daemi

Protection Adviser

Tom Nicholls

Protection Adviser

Salli Stubbings

Office Manager

captcha

Lifetime Rewards

Connect