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16 April 2026

How psychology might affect your view of cash and safety

How your brain works can affect how you view wealth and different assets. For many, this can mean cash feels like a safer option than alternatives, but it’s not always the right one. Indeed, sometimes choosing to hold cash could mean you miss growth opportunities….

Jargon buster

Early Repayment/Redemption Charge

Remortgage within an agreed period (usually linked to the period the interest rate is discounted, capped or fixed) and the penalty fee (ERC) charged if you pay your mortgage off during the period of the deal.This fee doesn’t apply to all of our mortgages.