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30 September 2021

Guide: Leaving an inheritance vs gifting during your lifetime

Have you thought about how you’ll pass wealth on to those who are important to you? Traditionally, this has been done through inheritance, but it’s becoming more common to gift during your lifetime. Our latest guide explains why more families are choosing to gift during…

Jargon buster

Early Repayment/Redemption Charge

Remortgage within an agreed period (usually linked to the period the interest rate is discounted, capped or fixed) and the penalty fee (ERC) charged if you pay your mortgage off during the period of the deal.This fee doesn’t apply to all of our mortgages.