Whether you plan to purchase a fixer-upper or want to take on a project in your current home, a renovation can help you put your stamp on a property and increase its value. If you’re taking on a large-scale project, here are 10 tips to...
Have you considered investing in a way that reflects your values, but have been baffled by the jargon? If so, you’re not alone in being confused by the acronyms and phrases used to describe investments that consider other factors alongside financial ones. Here’s a jargon...
A study has found that over-50s are taking more investment risk and embracing high-risk investments. In some cases, this may fit into their plans, but taking too much risk could place their retirement plans in jeopardy. According to Schroders research, 28% of investors aged between 51...
A million-pound pension can provide you with financial freedom in retirement, but it may not deliver the millionaire lifestyle you think. Having access to a £1 million can conjure images of an extravagant lifestyle, from chartering yachts to hitting designer shops. While having a £1 million...
Flexi-access drawdown can provide retirees with more freedom to create an income that suits their lifestyle. However, Financial Conduct Authority (FCA) figures suggest that many retirees are taking unsustainable amounts from their pensions. It could mean they run out of money during retirement. The government introduced...
The start of a new year is a great time to make some positive changes that could improve your wellbeing and help you reach your goals. Have you made a new year resolution? If you have you’re not alone, but sticking to your plans can...
As house prices soar, your home could be one of the largest assets you own. Equity release offers a way to access some of the money that’s tied up in your property, and there are many reasons why more people are considering this option. According to...
As a parent, you may want to help your children achieve financial security by providing a financial gift. Yet, you may also be worried about the effect it could have on your own lifestyle, as well as the inheritance you leave loved ones. Before gifting...
Going through a divorce is difficult. So, it’s not surprising that many couples are failing to consider their long-term future and whether they need to discuss splitting pensions. Overlooking pensions, which may be among your largest assets, could leave you financially vulnerable in the long...
If you’ll be retiring this year, you may be looking forward to more free time to focus on what you enjoy. As you start making plans, you need to set out your expectations and how you’ll create an income. To do that, a bit of...
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