Will Writing is not part of the Intrinsic offering and is offered in our own right. Intrinsic Financial Services accept no responsibility for this aspect of our business. Will Writing is not regulated by the Financial Conduct Authority. Although it may not feel like it, your family...
We’re always talking about long-term financial planning, however, as we reach a time when those with children might be taking advantage of lower cost holidays, we thought it sensible to talk about travel insurance. Did you know that almost half (49%) of British jet-setters don’t take...
We know that it’s not a nice topic to talk about, but, unfortunately, refusing to talk about death could be standing in the way of thorough financial planning. Research has shown that 94% of over-50s have not talked to their financial planner about what will happen...
In 2015/16, 6.87 million pensioners paid an average of £3,522 each, in tax, according to Royal London. That’s a total of more than £24 billion. What affects the amount of tax you pay? According to the research, men are likely to face higher tax bills in retirement than...
One in ten people who plan to retire this year expect to withdraw their entire pension savings as one lump sum, according to research by Prudential. Is that a bad thing? It could be. While everybody is free to make their own decisions about their money; withdrawing all...
28% of retirees could see their pension fund run out long before they die, according to the Pensions Policy Institute and Legal & General. Why? There are several major factors which affect how long your pension will last in retirement: How much you take each year How...
Research from Aegon has revealed that 14% of people believe that they will still be paying off their mortgage when they turn 70. The report suggests there are several reasons why people may be forced to continue paying a mortgage into retirement: Rising house prices: which...
More than 100,000 people transferred out of Defined Benefit (DB) pensions in 2017/18[1]. A DB pension scheme is one where the amount you’re paid is based on how many years you’ve worked for your employer and the salary you’ve earned. The figures show that a large...
At some point you’ll say ‘goodbye’ to your co-workers, get into your car and drive towards the next phase of your life – retirement. But when will that be? The move to retirement is one of the most important decisions you’ll make, so it’s not...
Have you ever thought about writing a letter to yourself to describe your ideal future life, long-term life goals and the process of how to plan for them? Imagining what you want your life to be like in the long term when you retire can...
T: 01727 848412
E: info@lifetime.co.uk