Interest rates are low, and the shape Brexit will take is still largely unknown, especially when you consider the impact it could have in the long term. However, it’s anticipated that interest rates will start to rise in the near future. It could mean repayments...
Some retirees are finding themselves asset rich but cash poor, impacting the lifestyle achieved. It’s a trend that’s led to an increasing number of people using Equity Release products to unlock wealth currently locked away in property. If you’re looking for ways to boost your...
The Bank of Mum and Dad is more important than ever before for young workers striving to get on the property ladder. However, while you may be keen to provide much-needed financial support to children and grandchildren, advice should be sought. Research suggests some well-meaning...
While you may have achieved financial security, some of your loved ones may still be at a point in their lives where they’re struggling. With stagnant wage growth, rising living costs and fewer generous Final Salary pensions on offer, many adults are finding it challenging...
Investment markets in 2018 saw the return of volatility. A range of factors, from Brexit to US trade policy influenced how well stocks and shares performed. For some people, it means investments may not have delivered the return expected. A glance at returns that are...
As you approach traditional retirement age, you may decide that it's not the right time for you to give up work yet. It's part of a wider trend and there are any number of reasons you may decide to continue working. However, there are some...
Over the last year, the investment markets have experienced volatility. But what does this mean for your pension savings and should action be taken? Whether you have a Workplace Pension or are paying into a Personal Pension, you may have experienced the performance changing dramatically over...
Planning your long-term investment objectives Selecting the most appropriate investment products and undertaking the right planning at the right time to minimise the amount of tax you pay are key to accumulating wealth over the long term. Add to this general economic factors, business conditions and...
Making the most of the next chapter in life. Pensions can seem complicated, but the basic idea is a simple one. And increasingly, if appropriate, people are turning to private pensions as a tax-effective way to increase their retirement income. Once you’ve decided to start saving...
Intergenerational planning helps you put financial measures in place to benefit your children later in life, and possibly even your future grandchildren, so it’s important to start planning early. You may want to keep an element of control when passing on your assets. You may want...
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