Are you planning to apply for a mortgage this year? If you’re worried about your application being rejected, you’re not alone. Yet, there are things you can do to improve your chances and secure the mortgage needed to purchase a property. Unsurprisingly, those that had experienced...
If you’re trying to get over the winter blues, planning your next holiday can be the perfect way to escape. Whether you’re looking for relaxation or adventure, there’s plenty to choose from. This year’s list of top ten counties to visit from Lonely Planet could...
Whilst it can be tempting to save and manage money by taking a DIY approach to finances, it could end up costing you money. Research suggests that eight in ten people overestimate their own financial capability and could be making decisions that aren’t right for...
If you’re claiming the State Pension, the good news is that it’ll increase in the new tax year. It could mean you have a bit extra money to spend on luxuries or that you can reduce how much you’re withdrawing from your Personal Pension. Even...
Thousands of investors have been sucked into putting their money into unsuitable mini-bond products following extensive advertising, particularly on social media. The Financial Conduct Authority (FCA) has now clamped down on the marketing of such products following a scandal. But many are likely to lose...
Venture Capital Trusts (VCTs) have been around for 25 years! Over those years, they’ve become an important part of investment portfolios for many people. But are they the right option for you and how could they fit into your wider plans? Back in November 1994, then...
According to voucher company, RetailMeNot, UK households usually spend an average of £473.83 on presents each Christmas. If you have a younger child or grandchild in your home, then finding the perfect gift can be challenging, as the ‘must-have’ toys and games change every year. To help you,...
The potential charges you could face when buying a leasehold property have been covered in the press. We all know that leaseholders are likely to face ground rent, as well as service and maintenance charges, that could rise rapidly. But you might overlook estate rentcharges...
We all like to think that we could spot a scam. But scammers are often sophisticated and it’s easier than you think to fall for their claims. The Financial Conduct Authority (FCA) has recently highlighted some of the most common tactics fraudsters use to try...
When we think about the value of financial advice, it can be hard to quantify it. After all, you often can’t be sure how your fortunes would have fared, or if your circumstances would be different if you hadn’t worked with a financial adviser. But...
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