For many wanting to kick off retirement in style, travel is among their priorities. Perhaps you’re hoping to explore a new destination or want to relax on the beach. A trip away from your usual surroundings can be an excellent way to celebrate the milestone...
It’s often said that Brits are obsessed with property. And to some extent it’s true. We often view our home as more than just a place to live, in many cases, it’s an investment too. With this in mind, it’s no surprise that Buy to...
Are you thinking about selling a business? It’s often a difficult decision that comes with challenges. As well as the practical challenges, there are likely to be emotional ones too. After all, it’s your business that you’ve spent countless hours building up to get to...
When you think about the goals you hope to achieve, do you have a clear plan in place for the cost of doing so? Without a blueprint to follow, it can become all too easy for goals and opportunities to pass by whilst focussing on...
A trust may be one of those financial tools you’ve heard of but know little about. In some circumstances, they can be an excellent way to help manage assets and reduce tax liabilities. However, it’s important to understand what they are and where setting up...
Please note: Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people. Do you have a Defined Benefit (DB) pension? If you’ve seen the sums you could receive by transferring out, you might just be tempted. However, it’s...
You’ve worked hard all your life. You’ve saved and invested wisely, and you have a nice little nest egg. Now, you want to make sure that your partner, children or wider family and friends benefit from the value of your estate when you die. It sounds...
Nobody wants to think about the worst happening. But, whether you’re single with a job or working to support your family, the impact of death or illness could be severe. Figures from the Associate of British Insurers show that only around one in four households has...
Do you know what interest rate you’re paying on your mortgage? If not, you’re not alone. A recent survey from consumer champion Which? found that a third of all borrowers had no idea what their mortgage rate was, while two in five only had an...
When planning for retirement, it often means bringing together different income streams to suit you; rarely is your retirement income just from your pension. You might also be considering how to use your savings and investments, for example. One way to boost income in retirement...
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