How your brain works can affect how you view wealth and different assets. For many, this can mean cash feels like a safer option than alternatives, but it’s not always the right one. Indeed, sometimes choosing to hold cash could mean you miss growth opportunities. 3...
When you’re taking out a new mortgage, the interest rate you’re offered is important. It will affect the size of your monthly repayments and the total cost of borrowing. Find out which factors could affect the rate you’re offered. 1. The Bank of England’s base rate One...
The war in Iran could lead to higher interest rates and affect the cost of your mortgage. Find out why and whether you could be affected. At the end of 2025, there was an expectation that the Bank of England (BoE) would make several cuts to...
This guest blog was written by Chris Budd, who wrote the original Financial Wellbeing Book as well as The Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing and has written more than 100 episodes of the Financial Wellbeing Podcast. There is...
Modern life is often full of constant stimuli, from notifications popping up on your phone to the noise of the TV in the background. Finding time and ways to declutter your brain could improve your wellbeing and allow you to really relax. Being overstimulated might mean...
When you have big goals, it’s easy to get overwhelmed. Whether you want to make changes to your lifestyle or achieve a lifelong dream, the thought of how far you have left to go can put you off even trying. Rather than focusing on the long road...
Managing your pension doesn’t stop once you retire and start to draw an income from it. In fact, your pension still needs careful attention in retirement – just as much as when you were contributing – to ensure you don’t deplete it too quickly. Research suggests...
Thousands of people delay claiming their State Pension every year. There are some potential benefits, including managing their tax liability, but there are also drawbacks that are important to consider. The State Pension is a regular government payment you may receive from when you reach State...
The current situation in the Middle East has led to market volatility. While it might seem new, similar movements have happened before, and looking at how these events have affected investor behaviour could be useful. At the end of February 2026, the US and Israel launched...
People often focus on maintaining their health as they age. They might set goals to stay active or eat well. However, there’s one area that you might have overlooked – joint health. Your joints play a crucial role in everyday mobility, comfort, and independence. Poor joint...