How would you provide financial security for your wife and family if you died?

Life Assurance

Life Assurance can help you keep your home, and also protect your lifestyle. Whether you want to simply pay off your mortgage, receive a lump sum or provide a replacement income, we can help you find a combination to suit your family's needs and budget.

Level Term Assurance

Level Term Assurance will provide a guaranteed sum assured in the event of your death or you becoming eligible for terminal illness benefit during the term of the plan. The amount of life cover remains the same throughout the fixed term of your plan. Often terminal illness cover is built into your plan at no extra cost.

Decreasing Term Assurance

Decreasing Term Assurance will provide a guaranteed sum assured in the event of your death or you becoming eligible for terminal illness benefit during the term of the plan. The amount of life cover will reduce over the fixed term broadly in line with the amount you owe on your mortgage. The cost of this cover is usually cheaper than level life cover.

Whatever policy you choose, you should always consider putting your policy in trust. For couples we may recommend single life policies over joint as this can represent better value for money. This will be subject to medical underwriting and your circumstances.

Enquiry Box

If would like to send an enquiry please use the form below. All fields are required.

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WARNING: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

There may be a fee for our service. This will be no more than 1.5% of the loan. The precise amount will depend on your circumstances but we estimate this will be £149.

We do not charge fees for arranging protection policies. Our Fee Waiver agreement will apply. This will be explained at the outset of our advice process.

Lifetime is a trading name of Lifetime Financial Management Ltd which is authorised and regulated by the Financial Services Authority for advising on and arranging mortgages and insurance. Our registered number is 448415.

Lifetime Financial Management Ltd, registered in England and Wales, registered Number 3652194. Registered address: 1st Floor, City Gate, 17 Victoria Street, St Albans, Herts, AL1 3JJ. Director: Paul Merrigan.